A secondary mortgage market in Ghana: Poison or Antidote?

Obeng-Odoom, F

A secondary mortgage market in Ghana: Poison or Antidote?

Obeng-Odoom, F

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Publisher:: Nova Science Publishers
Publication Type:: Chapter
Citation:: Built Environment: Design, Management and Applications, 2010, 1, pp. 197 - 214
Issue Date:: 2010-01

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Field	Value	Language
dc.contributor.author	Obeng-Odoom, F	en_US
dc.contributor.editor	Geller, PS	en_US
dc.date.issued	2010-01	en_US
dc.identifier.citation	Built Environment: Design, Management and Applications, 2010, 1, pp. 197 - 214	en_US
dc.identifier.isbn	978-1-61122-927-1	en_US
dc.identifier.uri	http://hdl.handle.net/10453/17362
dc.description.abstract	There is considerable support for the development of the secondary mortgage market in Ghana. A secondary mortgage market, proponents argue, would be a panacea to the housing problems in Ghana. However, the studies on which a secondary mortgage market has been recommended have focused only on the process and structural pre-requisites needed for establishing such a market. As such, we do not know what the outcome of a secondary mortgage market would be in the Ghanaian context. This study takes up the challenge by analyzing the possible outcome of a secondary mortgage market in Ghana. It finds that a secondary mortgage market in Ghana would not resolve the housing problems of the poor and would condemn a majority of people to homelessness. It presents alternative approaches likely to offer a more lasting solution for the housing crisis in Ghana.	en_US
dc.publisher	Nova Science Publishers	en_US
dc.relation.ispartof	Built Environment: Design, Management and Applications	en_US
dc.title	A secondary mortgage market in Ghana: Poison or Antidote?	en_US
dc.type	Chapter
utslib.location	New York	en_US
utslib.for	1205 Urban and Regional Planning	en_US
utslib.citation.edition	1	en_US
pubs.embargo.period	Not known	en_US
pubs.organisational-group	/University of Technology Sydney
pubs.organisational-group	/University of Technology Sydney/Faculty of Design, Architecture and Building
pubs.organisational-group	/University of Technology Sydney/Faculty of Design, Architecture and Building/School of Built Environment
utslib.copyright.status	closed_access
pubs.declined	1970-01-01T00:00:00.0+1000
pubs.consider-herdc	false	en_US
pubs.edition	1	en_US
pubs.place-of-publication	New York	en_US

Abstract:

There is considerable support for the development of the secondary mortgage market in Ghana. A secondary mortgage market, proponents argue, would be a panacea to the housing problems in Ghana. However, the studies on which a secondary mortgage market has been recommended have focused only on the process and structural pre-requisites needed for establishing such a market. As such, we do not know what the outcome of a secondary mortgage market would be in the Ghanaian context. This study takes up the challenge by analyzing the possible outcome of a secondary mortgage market in Ghana. It finds that a secondary mortgage market in Ghana would not resolve the housing problems of the poor and would condemn a majority of people to homelessness. It presents alternative approaches likely to offer a more lasting solution for the housing crisis in Ghana.

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http://hdl.handle.net/10453/17362