The Experience of Mortgage Distress in Western Sydney

O'Neill, P; Camacho Duarte, OL; Casiro, J; Gwyther, G; Phibbs, P; Bryan, D; Rafferty, M; Allon, F

The Experience of Mortgage Distress in Western Sydney

O'Neill, P Camacho Duarte, OL Casiro, J Gwyther, G Phibbs, P Bryan, D Rafferty, M Allon, F

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Publisher:: Urban Research Centre, University of Western Sydney
Publication Type:: Report
Citation:: 2010, pp. 1 - 57
Issue Date:: 2010-01

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Field	Value	Language
dc.contributor.author	O'Neill, P	en_US
dc.contributor.author	Camacho Duarte, OL	en_US
dc.contributor.author	Casiro, J	en_US
dc.contributor.author	Gwyther, G	en_US
dc.contributor.author	Phibbs, P	en_US
dc.contributor.author	Bryan, D	en_US
dc.contributor.author	Rafferty, M	en_US
dc.contributor.author	Allon, F	en_US
dc.date.issued	2010-01	en_US
dc.identifier.citation	2010, pp. 1 - 57	en_US
dc.identifier.isbn	9780980824117	en_US
dc.identifier.uri	http://hdl.handle.net/10453/31157
dc.description.abstract	Mortgage distress is affecting a growing number of Australian households. Distress ranges from arrears in mortgage payments to defaults, foreclosures and repossessions. The impacts of mortgage distress are complex and include issues relating to the ongoing financial viability of the affected households, wider neighbourhood effects, and a range of psychological and social impacts. In recent years, mortgage stress has had a consistently higher prevalence in certain parts of Western Sydney than in any other region across Australia. This study is an attempt to uncover the experiences of mortgage distress in Western Sydney and of mortgage holdersâ coping strategies. While not claiming to be a representative sample of mortgagors in distress, the report reveals much about the circumstances contributing to mortgage distress and its considerable impacts on the lives of those affected.	en_US
dc.publisher	Urban Research Centre, University of Western Sydney	en_US
dc.title	The Experience of Mortgage Distress in Western Sydney	en_US
dc.type	Report
utslib.location	Parramatta NSW	en_US
utslib.for	1205 Urban and Regional Planning	en_US
pubs.embargo.period	Not known	en_US
pubs.organisational-group	/University of Technology Sydney
utslib.copyright.status	closed_access
pubs.confidential	false	en_US
pubs.place-of-publication	Parramatta NSW	en_US

Abstract:

Mortgage distress is affecting a growing number of Australian households. Distress ranges from arrears in mortgage payments to defaults, foreclosures and repossessions. The impacts of mortgage distress are complex and include issues relating to the ongoing financial viability of the affected households, wider neighbourhood effects, and a range of psychological and social impacts. In recent years, mortgage stress has had a consistently higher prevalence in certain parts of Western Sydney than in any other region across Australia. This study is an attempt to uncover the experiences of mortgage distress in Western Sydney and of mortgage holdersâ coping strategies. While not claiming to be a representative sample of mortgagors in distress, the report reveals much about the circumstances contributing to mortgage distress and its considerable impacts on the lives of those affected.

Please use this identifier to cite or link to this item:

http://hdl.handle.net/10453/31157