Family formation and the demand for health insurance.

Doiron, D; Kettlewell, N

Family formation and the demand for health insurance.

Doiron, D Kettlewell, N

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Publisher:: WILEY
Publication Type:: Journal Article
Citation:: Health economics, 2020, 29, (4), pp. 523-533
Issue Date:: 2020-04

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Field	Value	Language
dc.contributor.author	Doiron, D
dc.contributor.author	Kettlewell, N https://orcid.org/0000-0002-0478-1372
dc.date.accessioned	2020-10-02T22:33:42Z
dc.date.available	2020-01-02
dc.date.available	2020-10-02T22:33:42Z
dc.date.issued	2020-04
dc.identifier.citation	Health economics, 2020, 29, (4), pp. 523-533
dc.identifier.issn	1057-9230
dc.identifier.issn	1099-1050
dc.identifier.uri	http://hdl.handle.net/10453/143035
dc.description.abstract	We study how demand for health insurance responds to family formation using a unique panel of young Australian women. Our data allow us to simultaneously control for the influence of state dependence and unobserved heterogeneity and detailed information on children and child aspirations. We find evidence that women purchase insurance in preparation for pregnancy but then transition out of insurance once they have finished family building. Children have a large, negative impact on demand for insurance, although this effect is smaller for those on higher incomes. We also find that state dependence has a large impact on insurance demand. Our results are robust to a variety of alternative modelling strategies.
dc.format	Print-Electronic
dc.language	eng
dc.publisher	WILEY
dc.relation.ispartof	Health economics
dc.relation.isbasedon	10.1002/hec.4000
dc.rights	info:eu-repo/semantics/openAccess
dc.subject	1117 Public Health and Health Services, 1402 Applied Economics, 1403 Econometrics
dc.subject.classification	Health Policy & Services
dc.title	Family formation and the demand for health insurance.
dc.type	Journal Article
utslib.citation.volume	29
utslib.location.activity	England
utslib.for	1117 Public Health and Health Services
utslib.for	1402 Applied Economics
utslib.for	1403 Econometrics
pubs.organisational-group	/University of Technology Sydney/Faculty of Business
pubs.organisational-group	/University of Technology Sydney/Faculty of Business/Economics Discipline
pubs.organisational-group	/University of Technology Sydney
utslib.copyright.status	open_access	*
dc.date.updated	2020-10-02T22:33:17Z
pubs.issue	4
pubs.publication-status	Published
pubs.volume	29
utslib.start-page	523
utslib.citation.issue	4

Abstract:

We study how demand for health insurance responds to family formation using a unique panel of young Australian women. Our data allow us to simultaneously control for the influence of state dependence and unobserved heterogeneity and detailed information on children and child aspirations. We find evidence that women purchase insurance in preparation for pregnancy but then transition out of insurance once they have finished family building. Children have a large, negative impact on demand for insurance, although this effect is smaller for those on higher incomes. We also find that state dependence has a large impact on insurance demand. Our results are robust to a variety of alternative modelling strategies.

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http://hdl.handle.net/10453/143035