M&E-NetPay: A Micropayment System for Mobile and Electronic Commerce

Huang, X; Bao, J; Dai, X; Singh, E; Huang, W; Huang, C

M&E-NetPay: A Micropayment System for Mobile and Electronic Commerce

Huang, X Bao, J Dai, X Singh, E Huang, W

Huang, C

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Publisher:: MDPI AG
Publication Type:: Journal Article
Citation:: Symmetry, 2016, 8, (8), pp. 1-22
Issue Date:: 2016-08-03

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Field	Value	Language
dc.contributor.author	Huang, X
dc.contributor.author	Bao, J
dc.contributor.author	Dai, X
dc.contributor.author	Singh, E
dc.contributor.author	Huang, W https://orcid.org/0000-0002-5190-7839
dc.contributor.author	Huang, C
dc.date.accessioned	2022-02-03T04:31:06Z
dc.date.available	2022-02-03T04:31:06Z
dc.date.issued	2016-08-03
dc.identifier.citation	Symmetry, 2016, 8, (8), pp. 1-22
dc.identifier.issn	2073-8994
dc.identifier.issn	2073-8994
dc.identifier.uri	http://hdl.handle.net/10453/154166
dc.description.abstract	As an increasing number of people purchase goods and services online, micropayment systems are becoming particularly important for mobile and electronic commerce. We have designed and developed such a system called M&E-NetPay (Mobile and Electronic NetPay). With open interoperability and mobility, M&E-NetPay uses web services to connect brokers and vendors, providing secure, flexible and reliable credit services over the Internet. In particular, M&E-NetPay makes use of a secure, inexpensive and debit-based off-line protocol that allows vendors to interact only with customers, after validating coins. The design of the architecture and protocol of M&E-NetPay are presented, together with the implementation of its prototype in ringtone and wallpaper sites. To validate our system, we have conducted its evaluations on performance, usability and heuristics. Furthermore, we compare our system to the CORBA-based (Common Object Request Broker Architecture) off-line micro-payment systems. The results have demonstrated that M&E-NetPay outperforms the .NET-based M&E-NetPay system in terms of performance and user satisfaction.
dc.language	en
dc.publisher	MDPI AG
dc.relation.ispartof	Symmetry
dc.relation.isbasedon	10.3390/sym8080074
dc.rights	info:eu-repo/semantics/openAccess
dc.title	M&E-NetPay: A Micropayment System for Mobile and Electronic Commerce
dc.type	Journal Article
utslib.citation.volume	8
pubs.organisational-group	/University of Technology Sydney
pubs.organisational-group	/University of Technology Sydney/Provost
pubs.organisational-group	/University of Technology Sydney/Provost/TD School
utslib.copyright.status	open_access	*
pubs.consider-herdc	false
dc.date.updated	2022-02-03T04:31:03Z
pubs.issue	8
pubs.publication-status	Published online
pubs.volume	8
utslib.citation.issue	8

Abstract:

As an increasing number of people purchase goods and services online, micropayment systems are becoming particularly important for mobile and electronic commerce. We have designed and developed such a system called M&E-NetPay (Mobile and Electronic NetPay). With open interoperability and mobility, M&E-NetPay uses web services to connect brokers and vendors, providing secure, flexible and reliable credit services over the Internet. In particular, M&E-NetPay makes use of a secure, inexpensive and debit-based off-line protocol that allows vendors to interact only with customers, after validating coins. The design of the architecture and protocol of M&E-NetPay are presented, together with the implementation of its prototype in ringtone and wallpaper sites. To validate our system, we have conducted its evaluations on performance, usability and heuristics. Furthermore, we compare our system to the CORBA-based (Common Object Request Broker Architecture) off-line micro-payment systems. The results have demonstrated that M&E-NetPay outperforms the .NET-based M&E-NetPay system in terms of performance and user satisfaction.

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http://hdl.handle.net/10453/154166