MODERNISATION OF FINANCIAL SYSTEMS WITH THE DEVELOPMENT OF FINTECH

Alkulaisy, A

MODERNISATION OF FINANCIAL SYSTEMS WITH THE DEVELOPMENT OF FINTECH

Alkulaisy, A

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Publisher:: University of Kragujevac
Publication Type:: Journal Article
Citation:: Proceedings on Engineering Sciences, 2025, 7, (3), pp. 2077-2082
Issue Date:: 2025-01-01

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Field	Value	Language
dc.contributor.author	Alkulaisy, A
dc.date.accessioned	2026-05-07T00:53:53Z
dc.date.available	2026-05-07T00:53:53Z
dc.date.issued	2025-01-01
dc.identifier.citation	Proceedings on Engineering Sciences, 2025, 7, (3), pp. 2077-2082
dc.identifier.issn	2620-2832
dc.identifier.issn	2683-4111
dc.identifier.uri	http://hdl.handle.net/10453/194886
dc.description.abstract	This paper aims to review the modernisation of financial systems using fintech. Although the concept of fintech has an older origin, its wide use is recent starting from the global financial crisis of 2008-2009 and multiplied during and after the COVID-19 pandemic. For this review, 15 papers were selected using the topic as the search term on Google Scholar. PRISMA flow diagram was used to screen and select 15 papers. The review provided an overview of fintech operating globally and in some specific countries. The papers defined fintech in various ways. They described the technologies, applications and uses of fintech. Some challenges and problems were also dealt with. Some papers provided solutions for these problems and challenges. Country-specific papers dealt with its status in all these aspects. The poor quality of the papers does not allow generalisations. Based on the results of the review, the scope for future research has been indicated. Some limitations of this review have been listed.
dc.language	en
dc.publisher	University of Kragujevac
dc.relation.ispartof	Proceedings on Engineering Sciences
dc.relation.isbasedon	10.24874/PES07.03B.008
dc.rights	info:eu-repo/semantics/openAccess
dc.title	MODERNISATION OF FINANCIAL SYSTEMS WITH THE DEVELOPMENT OF FINTECH
dc.type	Journal Article
utslib.citation.volume	7
utslib.copyright.status	open_access	*
pubs.consider-herdc	true
dc.rights.license	This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License (CC BY-NC 4.0). To view a copy of this license, visit https://creativecommons.org/licenses/by-nc/4.0/
dc.date.updated	2026-05-07T00:53:51Z
pubs.issue	3
pubs.publication-status	Published
pubs.volume	7
utslib.citation.issue	3

Abstract:

This paper aims to review the modernisation of financial systems using fintech. Although the concept of fintech has an older origin, its wide use is recent starting from the global financial crisis of 2008-2009 and multiplied during and after the COVID-19 pandemic. For this review, 15 papers were selected using the topic as the search term on Google Scholar. PRISMA flow diagram was used to screen and select 15 papers. The review provided an overview of fintech operating globally and in some specific countries. The papers defined fintech in various ways. They described the technologies, applications and uses of fintech. Some challenges and problems were also dealt with. Some papers provided solutions for these problems and challenges. Country-specific papers dealt with its status in all these aspects. The poor quality of the papers does not allow generalisations. Based on the results of the review, the scope for future research has been indicated. Some limitations of this review have been listed.

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http://hdl.handle.net/10453/194886